Important questions to help determine your basic insurance needs:

Business Insurance
Do you have insurance for loss of business income?
Is your business susceptible to flooding?
Do you have insurance for employee dishonesty?
Do you have insurance for discrimination or harassment?

Personal Automobile
Do you have adequate liability limits?
Do you have uninsured motorist liability coverage?
Do you have rental reimbursement coverage?
Do you have towing and labor coverage?
Are your insurance deductibles too low?

Homeowners
Is your home insured for full replacement cost?
Is your home susceptible to flooding?
Do you qualify for personal umbrella insurance?
Does your homeowner’s insurance cover libel, slander, or false arrest?
Does your homeowner’s insurance cover identity theft?

If any of these questions cause a concern, please feel free to ask our staff for their opinion.